THE SHORTEST PATH TO YOUR HOME!

 

  • Fast approval process – minimum required documents and simplified procedures to save time and facilitate your access to financing.
  • Loans in different currencies – choose from MDL, EUR, or USD for maximum financial flexibility.
  • The possibility of refinancing your current loan under more favorable conditions, with lower rates and better terms.

Our credit offer

  • Floating annual percentage rate

    8.75% - MDL (IRCC MDL + bank margin)

  • Duration

    Up to 360 months

  • Currency

    MDL

  • DAE*

    9.10% - MDL

* The annual percentage rate (DAE) is 9.10% and was calculated based on a loan amount of 2.000.000,00 MDL for a term of 240 months. With an interest rate of 8.75%, the monthly payment amounts to 17.674,21 MDL, and the total amount payable (loan amount, including all related costs) is 4.241.811,40 MDL.


Offer valid until 19.06.2026

THE CLIENT IS RESPONSIBLE FOR REPAYING THE LOAN ON TIME AND IN FULL!

Interest rates can be viewed in the section Information Disclosure 

Fees
Issuance fee FREE
Application review fee FREE
Early closure fee FREE

Credit calculator

Choose the type, currency, amount and term of credit

MDL
months
9 150 201 MDL
8.75%
9.10%
49 195 MDL
5 000 001 MDL
floating

The calculation is approximate, based on the number of days in the calendar month and the average interest rate. You can obtain details about the criteria for increasing or decreasing the rate from a Bank consultant.

Loan conditions

You are a citizen of the Republic of Moldova, aged between 21 and 65 years (as of the date of the final loan maturity).

You receive income from self‑employed activities or dividends.

You are employed, with at least 6 months of continuous work experience.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

FINANCE YOUR IDEAS - EASIER THAN YOU THINK!
  • Up to 400.000 MDL without collateral - get a convenient loan for the fast financing of your personal needs.
  • The possibility to refinance other loans under advantageous conditions - reduce your interest rate and simplify loan management.
  • Early loan repayment with no commission - close your loan faster, without worries or extra costs.

Our credit offer

  • Floating annual percentage rate

    9.20% - MDL (IRCC MDL + bank margin)

  • Duration

    Up to 60 months

  • Currency

    MDL

  • DAE*

    9.59%

* The Annual Percentage Rate (DAE) is 9.59% and was calculated based on a loan amount of 400.000 MDL for a term of 60 months. With an interest rate of 9.20%, the monthly payment is 8.342,22 MDL, and the total payable amount (the loan amount including all related costs) is 500.533,35 MDL.   

       
Offer valid until 19.06.2026

 

THE CLIENT IS RESPONSIBLE FOR REPAYING THE LOAN ON TIME AND IN FULL!

 

Interest rates can be viewed in the section Information Disclosure   

Fees
Issuance fee FREE
Application review fee FREE
Early closure fee FREE

Credit calculator

Choose the type, currency, amount and term of credit

MDL
months
225 470 MDL
9.20%
9.58%
7 273 MDL
200 001 MDL
floating

The calculation is approximate, based on the number of days in the calendar month and the average interest rate. You can obtain details about the criteria for increasing or decreasing the rate from a Bank consultant.

Loan conditions

You are a citizen of the Republic of Moldova, aged between 21 and 65 years (as of the date of the final loan maturity).

You receive income from self‑employed activities or dividends.

You are employed, with at least 6 months of continuous work experience.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

GO DIGITAL WITH PROCREDIT BANK!  

Open a complete set of banking services 100% online, in just a few minutes – whether you are in the country or abroad.

The process is transparent and accessible, with no wasted time or trips to the bank. Choose the right card for your lifestyle directly from your smartphone or laptop – with no hidden costs and all the information you need. To become a client, access ProDigital HERE!

List of countries eligible for registration in ProDigital
  • Albania
  • Armenia
  • Australia
  • Austria
  • Belgium
  • Bosnia and Herzegovina
  • Canada
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Georgia
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Israel
  • Italy
  • Japan
  • South Korea
  • Kosovo
  • Latvia
  • Lithuania
  • Luxembourg
  • Republic of Moldova
  • Montenegro
  • Netherlands
  • North Macedonia
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Ukraine
  • United Kingdom of Great Britain and Northern Ireland
  • United States of America

Travel without worries with ProCredit Bank and the Visa Platinum card, because in partnership with SAR Moldcargo SA, we offer you optional health insurance tailored to the needs of you and your family.

 

Every Visa Platinum cardholder issued by ProCredit Bank, together with their family members*, benefits from an optional health insurance program during travel outside the Republic of Moldova, in accordance with the Insurance Conditions, which cover essential costs and guarantee support in case of health emergencies.

*Family members - persons who travel outside the Republic of Moldova together with the cardholder (husband, wife, children, dependent children, stepchildren, legally adopted children of the cardholder), who are unmarried, who live with the cardholder or live at another address during full-time studies and who travel with the cardholder, aged under 21 (or 24 if full-time students).

Covered Risks:

  • Sudden, acute illnesses
  • Accidents resulting in the Insured’s death or bodily injuries requiring medical care

Based on the optional health insurance for the travel period, the insured individuals include Visa Platinum cardholders issued by ProCredit Bank and the beneficiaries listed in the insurance beneficiaries list (family members).

How you can request the optional health insurance for international travel:

Submit the optional health insurance application for the Visa Platinum cardholder for the travel period, including family members upon their request, through the following channels:

  • In paper form, at the Central Office (Chișinău, bd. Ștefan cel Mare și Sfânt 65, office 901), with prior appointment, at phone number 0800 000 10
  • In paper form, at ProCredit Bank Moldova branches (see addresses), with prior appointment, at phone number 0800 000 10
  • Online, download the application HERE. After completing and electronically signing it, submit the application to mda.asig@procredit-group.com

The optional health insurance is valid for 90 cumulative days within a 365-calendar-day period in the territory of the European Union, CIS states, Turkey and Georgia. Starting from the 91st day of travel, the optional health insurance is no longer valid.

IMPORTANT:

To benefit from the optional health insurance, the Visa Platinum cardholder issued by ProCredit Bank must make travel payments exclusively with this card, for example: purchasing plane/train/bus tickets or ferry tickets crossing international borders (which demonstrate clear travel plans), buying a vignette, confirming reservations at hotels/rented apartments through Booking.com/Airbnb.com or similar platforms for accommodation abroad, paying for tourist visas or consular fees, renting cars etc.

Andrei Taracanov

Graduated from the Academy of Economic Studies of Moldova in 2010, specializing in Finance and Banking. In 2011, joined the team of BC "ProCredit Bank" SA, following the successful completion of the young specialists' program. In 2019, graduated from the ProCredit Management Academy in Fürth, Germany.

Began his career as a Medium Enterprise Credit Expert. In 2013, became a Credit Analyst for Large Enterprises, which allowed him to acquire and consolidate his knowledge in the field of credit risk management. In 2017, continued his professional 
development as a Senior Specialist within the Credit Risk Department. Demonstrating managerial skills, was appointed Head of the Credit Risk Department in the same year.

In November 2021, Andrei Taracanov was approved for the position of Deputy Chairperson of the Management Board of BC "ProCredit Bank" SA.

Terms and conditions

General Information about the Bank

ProCredit Bank, a Joint Stock Company, operates within the territory of the Republic of Moldova in accordance with current legislation and the specific regulations of the National Bank of Moldova.

Head Office Address: bd. Ştefan cel Mare şi Sfânt, no. 65, office 901, MD-2001, Chişinău, Republic of Moldova
Phone: 0800 000 10 (national call), +373 22 27 07 07 (international call). Monday – Friday, 08:00 – 18:00, except public holidays.
E-mail: mda.office@procredit-group.com
Legal Address: bd. Ştefan cel Mare şi Sfânt, no. 65, office 901, MD-2001, Chişinău, Republic of Moldova
VAT Number: 0206758

Legally Authorized Representatives:
– Irina Coroi-Jovmir, Chairperson of the Management Board
– Vladimir Domentii, Deputy Chairperson of the Management Board
– Andrei Taracanov, Deputy Chairperson of the Management Board

Copyright

This website is administered by ProCredit Bank, a commercial bank organized and operating in accordance with the applicable legislation of the Republic of Moldova. Unless otherwise specified, ProCredit Bank reserves all rights to the website, including texts, images, and graphic designs.

Viewing and downloading content is permitted only for non‑commercial and/or personal informational purposes. Modification, reproduction, translation, or storage of content on other information media, including electronic format, is strictly prohibited.

ProCredit Bank may modify, add, or remove information from the website, in whole or in part, at any time and without prior notice. The bank may also temporarily or permanently suspend the operation of the website, without any obligations.

Trademarks, Titles and Logos

The trademarks, titles, and logos used on this website are protected by copyright and belong to ProCredit Bank, its licensors, or their respective owners, regardless of whether they are properly marked or bear the ® symbol. They are subject to applicable trademark protection laws and may not be used by third parties.

Liability Disclaimer

The accuracy of the information published on this website has been verified. However, ProCredit Bank assumes no responsibility for the correctness, precision, timeliness, or completeness of the information provided. No liability is accepted for direct or indirect damages resulting from the use of the website, except in cases caused by fault.

The user is responsible for accessing and using the documents published on the website. For further questions, please contact: mda.marketing@procredit-group.com

INTERNATIONAL EURO TRANSFERS, SIMPLE AND ADVANTAGEOUS!

With ProCredit Bank, whether you are an individual or a legal entity, you can send Euros to any client within the ProCredit Group Banks, 100% online and completely FREE! Access the ProBanking platform and make transfers without visiting the bank and with NO COMMISSIONS!

How does ProPay work?

ProCredit bank customers: individuals, institutions, or companies.

Germany, Albania, Bosnia and Herzegovina, Republic of Moldova, Bulgaria, Georgia, Greece, North Macedonia, Romania, Serbia, Kosovo, Ukraine, and Ecuador.

To make fast payments, WITHOUT COMMISSIONS, to clients of banks within the ProCredit Group.

  • Free – ZERO Euro within the ProCredit Group.
  • 0 commission for the recipient.
  • Speed – money arrives on the same day.

Transfers are made via E-Banking.

ProCredit Bank processes the payment within 3 hours.

Both parties must have accounts within the ProCredit Group.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Vladimir Domentii

Graduated from the Academy of Economic Studies of Moldova in 2008, specializing in Finance and Banking, and in the same year, joined the team of BC "ProCredit Bank" SA.

In 2012, obtained a master's degree in Banking Administration from the Academy of Economic Studies of Moldova, and in 2018, graduated from the ProCredit Management Academy in Fürth, Germany. He began his career as a Credit Expert, providing consultancy to clients in the SME segment. In 2013, advanced to the position of Business Client Consultant for medium and large enterprises. In 2016, was confirmed by the National Bank of Moldova as Deputy Manager of Branch No. 1, and from 2018, took over the position of Manager of the largest branch of BC "ProCredit Bank" SA.

In April 2021, Vladimir Domentii was appointed Deputy Chairperson of the Management Board of BC "ProCredit Bank" SA.

Customer notifications

Responsibility towards customers

ProCredit Bank prioritizes responsibility towards customers and the integrity of the services provided. We are committed to maintaining the highest ethical and professional standards in our activities, and transparency and fairness in our relationship with customers are essential.

If you have identified a situation involving illegal, fraudulent or unethical behavior, or any practice that may affect safety, service quality or your interests as a customer, we encourage you to inform us as promptly as possible.

Your notification helps us prevent risks, correct potential non-compliances and continuously improve the quality of ProCredit Bank services.

How you can submit a complaint

Available channels

  • Phone – +373 22 836 409 Working hours: Monday – Friday, 09:00 – 18:00, except public holidays.
  • E-mail – mda.whistleblowing@procredit-group.com
  • The online form below.
  • Postal address – B.C. “ProCredit Bank” S.A., 65 Ștefan cel Mare și Sfânt Blvd., office 901, MD-2001, Chișinău, Republic of Moldova
  • At any Bank branch – by submitting the complaint in physical format; you can find the addresses HERE.

All notifications are reviewed with the utmost attention, in accordance with the Bank’s internal procedures.
 

Thank you for your trust and for contributing to maintaining a transparent and secure banking environment!

Submit a notification

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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For notifications


Call: +373 22 836 409

mda.whistleblowing@procredit-group.com
 

Business Hours:

Monday - Friday, 09:00 - 18:00
Except for public holidays.

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