*The Annual Percentage Rate (APR) is 8.83% and was calculated based on a loan amount of 400,000.00 MDL over a term of 60 months. At an interest rate of 8.50%, the monthly payment is 8,206.61 MDL, and the total amount payable (loan amount including all associated costs) is 492,396.75 MDL.

Offer valid until 19.06.2026
The client is responsible for repaying the loan on time and in full!

Interest rates can be viewed in the Information Disclosure section.

• Up to 400,000 MDL with no collateral, for personal needs
• Fast approval process
• Option to refinance other existing loans on favourable terms
• Early loan repayment with no penalty fee

• You earn official monthly income of at least 10,000 MDL.
• You are a resident of the Republic of Moldova aged between 21 and 63 years (at the final maturity date of the loan).
• You are employed with at least 6 months of uninterrupted work experience, of which the last 3 months at your current employer.
• You earn income from self-employment or dividends.

To illustrate how a photovoltaic system works for a residential property (prosumer, net metering), an indicative example is presented below.

• Indicative calculation. The actual performance of solar panels depends on the panel type, solar irradiance levels, potential shading, roof inclination and building orientation.
• Variable savings. Under the net metering mechanism, the actual level of savings depends on how much energy is consumed directly in the home and how much is fed into the grid, as well as the timing of electricity usage.
• Estimated costs. Investment costs are calculated based on average market prices and may vary depending on the supplier and the specifics of the installation.
• Recommendation. For an accurate calculation tailored to your specific situation, please contact a company specialising in photovoltaic system installation.