TRUSTED PARTNERSHIP FOR SUCCESS STORIES!

 

The government program “373” aims to stimulate investments in the business environment, as well as innovation and technologization, in order to foster economic growth. The program is a mechanism through which the Government of the Republic of Moldova, via the Public Institution “Organization for Entrepreneurship Development” (ODA), subsidizes the interest rate difference for loans intended for business development. Thus, accessible conditions are created for the implementation of innovative projects by entrepreneurs in our country. See more details HERE.

Advantageous financing for your business

  • Maximum amount per beneficiary: MDL 40,000,000 or equivalent in USD/EUR
  • 7% for loans in MDL
  • 3% for loans in USD/EUR
  • Maximum interest compensation period: up to 7 years
  • Flexible repayment plan
  • 0% early repayment fee
  • 0.5% one-time granting fee
  • Possibility to obtain an ODA guarantee to secure the loan
  • Agriculture, forestry and fishing
  • Manufacturing industry
  • Production and supply of electricity and heat, gas, hot water and air conditioning
  • Water supply, sanitation, waste management, decontamination activities
  • Transport and storage
  • Accommodation and food service activities
  • Information and communications
  • Professional, scientific and technical activities
  • Arts, recreation and leisure activities
  • Education
  • Health and social assistance
  • Costs of goods and services already financed under other projects or subsidies
  • Any type of losses, including foreign exchange losses
  • Refinancing, leasing, other loans and related fees
  • Lease or rental costs for premises, offices, land
  • Current assets, materials, consumables, administrative expenses
  • Salary expenses
  • Passenger vehicles
  • Land or buildings intended for residential/administrative use
  • Fees, contributions, penalties, taxes and other payments to the budget
  • Production of weapons, tobacco products or gambling-related activities

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

AGRICULTURAL MACHINERY FINANCING

ProCredit Bank offers dedicated financial solutions for farmers in the Republic of Moldova to purchase agricultural machinery essential for modernising and improving operational efficiency. We provide advantageous offers designed to support the long-term development of your business!

Our credit offer

  • Preferential terms

  • Up to 7 years

  • Grace period – up to 9 months

  • Seasonal repayment schedule

The financing term offers flexibility, adapting to the pace of your business. You can benefit from a grace period and a seasonal repayment schedule to make it easier to manage payments throughout your agricultural activity.

Interest rates can be viewed in the Information Disclosure

Benefits for clients

  • No own contribution

  • Collateral only for the purchased equipment

  • Refinancing with no disbursement commission

You benefit from financial solutions tailored to your business, ensuring a simple and efficient process for acquiring agricultural machinery, without additional procedures.

Subsidisation

Logo AIPA 

Acceptance of ODA guarantees as collateral

Logo ODA 

Participation in the “373” Programme

Logo 373 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

REDUCE ELECTRICITY COSTS WITH PROCREDIT BANK!

Choose sustainable and efficient solutions for your business:

  • Photovoltaic panels for business – significantly reduce operating costs and increase energy independence.
  • Green and sustainable energy – contributes to environmental protection through the use of renewable resources.
  • Significantly reduced energy bills – the possibility to considerably lower monthly costs for electricity and, where applicable, thermal energy.
  • Reducing dependence on tariff fluctuations – contributes to the stability and predictability of your business’s energy costs.
  • Smart investment – increases energy efficiency and the added value of your property.

Credit offer: Zero own contribution

  • Currency of the loan: flexibility in choosing the financing currency – MDL, EUR, or USD.

  • Customized repayment plan, tailored to the company’s specifics and financial capacity. Grace period of up to 12 months.

  • Preferential costs: access to financing through programs such as 373, EU4Business (with a grant component), FIDA, etc.

  • Extended financing period – up to 12 years, helping to reduce pressure on cash flow.

We offer long-term financing with no down payment for the acquisition of energy-efficient equipment, covering the full value of the investment. You can benefit from a grace period and flexibility in terms of currency, repayment term, and payment schedule.

Advantages

The payback period for photovoltaic panels varies depending on self-consumption, system size, energy tariffs, and production conditions. In most cases, costs are recovered within 3–7 years, providing long-term economic benefits.

Photovoltaic systems allow the use of generated energy for self-consumption, while the surplus is delivered to the grid and later compensated based on the net billing mechanism.

This system is available to both individuals and legal entities and applies to installations with a capacity of up to 200 kW. The mechanism facilitates the transition to renewable sources and supports investments in green energy.

By producing their own energy, users can significantly reduce monthly bills and mitigate the impact of tariff fluctuations. Under optimal conditions, bills can decrease to almost zero, depending on the balance between consumption and production.

Example of a photovoltaic system for self-consumption
Average annual electricity consumption: 120 000 kWh
Calculated capacity of the photovoltaic system: 100 kWp
Roof area used: 475 m²
Total investment cost: 65 000 EUR
Annual electricity generation: 120 000 kWh

Renewable energy systems based on net metering enable the efficient integration of green energy into self-consumption. Net metering is a support mechanism designed for both individuals and companies, for projects with an installed capacity of up to 200 kW. This solution significantly reduces dependence on electricity tariff fluctuations and offers the possibility of achieving zero bills by offsetting consumption with the energy produced.

Support programmes

 

 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Addresses and contacts

Choose a point

Need help?

Contact Center

Call: 0800 000 10

For international calls:

+373 22 27 07 07

 

Monday – Friday: 08:00 – 18:00  
Saturday, Sunday and public holidays: 
09:00 – 18:00  

 

mda.office@procredit-group.com

WORKING CAPITAL FINANCING

ProCredit Bank offers financial solutions dedicated to businesses, for the acquisition of working capital essential for the smooth operation of your activity. We provide advantageous offers designed to support the growth of your business!

Our credit offer

  • Financing up to MDL 10.000.000, without collateral of fixed assets

  • Financing period – up to 18 months

  • Moratorium period – up to 9 months

  • Seasonal repayment schedule

We offer you financing adapted to the rhythm of agricultural activity, so you have the necessary resources exactly when you need them. The extended repayment periods and the seasonal schedule allow you to manage your finances more easily.

Interest rates can be viewed in the Information Disclosure

Benefits for clients

  • Advantageous financing from funds dedicated to agro clients

  • Refinancing without disbursement fee

  • ZERO commission for application review

You benefit from advantageous conditions with no hidden costs, allowing your business to grow safely and without financial pressure. We offer fast, transparent, and accessible solutions for all agricultural producers.

Subsidisation

Logo AIPA 

Acceptance of ODA guarantees as collateral

Logo ODA 

Participation in the “373” Programme

Logo 373 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

PROMANAGER – SOLUTIONS FOR BUSINESS MANAGERS

 

An exclusive advantage for key individuals in companies that choose ProCredit Bank. An efficient and accessible business banking package.

ProManager Benefits

Savings account in MDL

+0.5%
Savings account in EUR / USD

+0.25%
Loan granted in MDL

-0.5%
Loan granted in EUR / USD

-0.25%
Platinum service package

Free of charge

ENJOY A COMPLETE PACKAGE OF BANKING SERVICES, WITHOUT ANY ADDITIONAL COSTS. SIMPLE, FAST AND TAILORED TO YOUR NEEDS!

You are eligible if:

  • You hold the position of Accountant, Administrator, Director, Financial Director or Founder
  • The company you work for is serviced by ProCredit Bank
  • You submit a simple request and activate the benefits

 

Enjoy the benefits now!

PROCREDIT LAUNCHES PROCONNECT - THE ONLY DIGITAL BUSINESS NETWORK IN EASTERN AND SOUTH-EASTERN  EUROPE!

 

ProCredit, the German development-oriented and impact-driven banking group – which includes ProCredit Bank Moldova – presents ProConnect, a simple and intuitive digital networking platform created exclusively for the ProCredit Group’s business clients.

Why choose ProConnect?

  • Access to business news and market trends.

  • Fast payments and reduced costs within the ProCredit Group, through the ProPay service for cross-border transfers.

  • The possibility to find buyers, suppliers or investment partners, and to present products and services in online meetings.

The platform enables companies to reach new markets, connect with business partners from Moldova and from 11 other countries (Romania, Germany, Ukraine, Bulgaria, Serbia, Georgia, Bosnia and Herzegovina, North Macedonia, Kosovo, Albania) and develop their business in an efficient way.

REGISTRATION TAKES LESS THAN FIVE MINUTES - REGISTER YOUR COMPANY HERE AND FOLLOW THE ON-SCREEN INSTRUCTIONS.

Eriola Bibolli, Member of the Management Board of ProCredit Holding, highlights that through this platform, ProCredit aims to create simple, flexible, and efficient spaces for discovering new business opportunities.

With ProConnect, businesses can grow beyond borders, gain visibility, and demonstrate that ProCredit is more than a banking group - it is a trusted partner for long-term success.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

ProConnect - international business networking

A simple and intuitive digital networking platform, created exclusively for the business clients of the ProCredit Group.

More

ProManager - for business managers

An exclusive benefit for key people in companies that choose ProCredit Bank. A complete package of banking services.

More

ProStart - solutions for freelancers

A banking offer accessible remotely, simple and efficient, so you can focus on your independent activity.

More

Announcements and News

Recommended

Flexibil Deposit

A safe and advantageous tool for managing your business’s available liquidity, in MDL, EUR, or USD.

Photovoltaic Panels

Choose sustainable and efficient energy solutions to optimize your business operational costs.

Visa Platinum Business

A secure and efficient solution for your business transactions, giving you mobility and 24/7 access to your funds.

Need help?

Contact Center

Call: 0800 000 10

For international calls:

+373 22 27 07 07

 

Monday – Friday: 08:00 – 18:00  
Saturday, Sunday and public holidays: 
09:00 – 18:00  

 

mda.office@procredit-group.com

ADVANTAGEOUS TRANSFERS WITH SEPA AND PROCREDIT BANK

Whether you are an individual or a legal entity, now with ProCredit Bank and SEPA you can make simpler, more advantageous, and faster transfers in 41 European countries! SEPA (Single Euro Payments Area) is the European system that simplifies euro transfers between participating countries.
See the list of eligible countries HERE.

How to make a SEPA transfer

  • SEPA payments are designed for speed and efficiency, being processed quickly across the European area.
  • Costs are low and transparent — only 5 EUR, regardless of country or amount.
  • All payments are standardized, which simplifies the process and reduces the risk of errors.
  • The level of security is high, thanks to strict rules and the European banking infrastructure.
  • You benefit from the same payment experience in all SEPA member countries, with no differences in process or format.
  • Check whether the recipient’s country and bank are part of the SEPA system.
  • Make sure the entered IBAN is correct and valid for SEPA transfers.
  • In the ProBanking platform, select the dedicated option for SEPA payments.
SEPA Payments
9:00 - 14:30 every business day – value date "today"; outside this period, including non-business days – booking date "next business day". 
Contact details of the data protection responsible person
• Phone: +373 22 78 24 77

Personal Data Privacy Policy

Information Notice regarding the use of cookies within B.C. “ProCredit Bank” S.A.

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