GO DIGITAL WITH PROCREDIT BANK!
Open a complete set of banking services 100% online, in just a few minutes – whether you are in the country or abroad.
The process is transparent and accessible, with no wasted time or trips to the bank. Choose the right card for your lifestyle directly from your smartphone or laptop – with no hidden costs and all the information you need. To become a client, access ProDigital HERE!
See the benefits of the Classic set
- FREE monthly maintenance
- 3 current accounts: MDL, USD, EUR – accessible with a single card
- Visa Classic Card connected to all current accounts, with the main account in MDL
- 3 savings accounts (Flex Save) – MDL, USD, EUR, with unlimited access and attractive interest rates
- Pro Banking and Mobile Banking – 24/7 access to your accounts
- Free SMS notifications
- Free national payments
- Google Pay and Apple Pay
- 24/7 cash deposits at ProCredit Bank ATMs
- Free cash withdrawals – first 3/month from any bank in Moldova
- Price list
See the benefits of the Platinum set
- Monthly maintenance: 100 MDL
- 3 current accounts: MDL, USD, EUR – accessible with a single card
- Visa Platinum Card connected to all current accounts, with the main account in MDL
- 3 savings accounts (Flex Save) – MDL, USD, EUR, with unlimited access and attractive interest rates
- Pro Banking and Mobile Banking – 24/7 access to your accounts
- Free SMS notifications
- Free national payments
- Google Pay and Apple Pay
- 24/7 cash deposits at ProCredit Bank ATMs
- Free cash withdrawals – unlimited in Moldova
- Lending services on advantageous terms
- Access to airport lounges*
- Travel insurance and international health insurance. Details.
- Fast Track service. Details.
- Cash Back from partners. Details.
*Mandatory conditions for access to Lounge Areas:
Starting from 01.04.2026, two entries per year to airport lounges will be allowed. For access to the Lounge Area, cumulative purchases, including online, of at least 9,000 MDL* made on the card within the last 30 + 5 days prior to the date of the lounge visit are required.
*The total value of payments to merchants must reach at least 9,000 MDL within the last 35 days (30 eligible days + 5 days with non-eligible transactions in processing). Cash withdrawals, transfers between cards/accounts, deposits, or other operations that do not represent payments to merchants are not taken into account.
Download the Visa Airport Companion app from App Store or Google Play and register your card. Or you can use the Visa Concierge chatbot to obtain the digital subscription. Details.
ELIGIBILITY CONDITIONS
- You are a citizen of the Republic of Moldova and at least 18 years old;
- You hold a valid identity card/bulletin issued by the authorities of the Republic of Moldova;
- You have a stable internet connection and a compatible device (computer, tablet, smartphone);
- You do not use VPN or proxy services;
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You are not a Politically Exposed Person (PEP) and you are not associated with a PEP;
A Politically Exposed Person (PEP) is someone who holds or has held important public functions, such as ministers, parliamentarians, judges, or ambassadors within the last 12 months. PEP associates include family members and close relatives, according to art. 8¹, paragraph (4) of Law 308 from 22.12.2017.
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You are not subject to FATCA regulations;
FATCA (Foreign Account Tax Compliance Act) is a US law that helps prevent tax evasion. You are subject to FATCA if you are a US citizen or have tax obligations in the US.
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You are not a fiduciary administrator;
Fiduciary administrator – a person who receives assets from another person (founder) and manages them in the interest of the founder.
- You are not already a client of ProCredit Bank.
- To open a ProDigital account, you must have a phone number issued in one of the 43 eligible countries. See the list HERE.
Permitted activities of ProCredit Bank branches and agencies
ProCredit Bank carries out its activities in accordance with the legislation in force and based on the licenses issued by the competent authorities. Below are the lists of activities permitted for branches and agencies:
List of activities permitted for branches
1.Attracting deposits and other repayable funds;
2.Granting loans, including: consumer loans, credit agreements related to immovable property, factoring with or without recourse, financing of commercial transactions (including forfaiting);
3.Financial leasing;
4.Provision of payment services, in accordance with Law No. 114/2012 on payment services and electronic money;
5.Issuance and administration of traveller’s cheques, bills of exchange and other payment instruments, insofar as such activity does not fall under letter d);
6.Issuance of guarantees and assumption of commitments;
7.Transactions on own account or on behalf of clients with the following instruments: money market instruments (cheques, commercial paper, certificates of deposit, etc.); foreign currency; futures and options contracts on financial instruments; instruments based on exchange rates and interest rates; securities and other financial instruments;
8.Participation in the issuance of securities and other financial instruments and provision of services related to such issuances;
9.Consultancy provided to legal entities regarding share capital structure, business strategy and other aspects related to commercial activity, as well as consultancy and services related to mergers and acquisitions of legal entities;
10.Money brokerage (intermediation on interbank markets);
11.Portfolio management and related consultancy;
12.Custody and administration of financial instruments;
13.Credit information services;
14.Safe deposit box services;
15.Issuance of electronic money, in accordance with Law No. 114/2012 on payment services and electronic money;
16.Provision of bancassurance agent services.
List of activities permitted for agencies
1.Attracting deposits and other repayable funds, based on contracts concluded and/or managed by the branch, as well as receiving and processing documents and data related to the opening, modification or closing of deposit accounts;
2.Provision of collection services, based on contracts concluded and/or managed by the branch;
3.Foreign exchange operations, in accordance with the provisions of Law No. 62/2008 on foreign exchange regulation;
4.Provision of services related to credit transfers: receiving and processing payment documents, collection of cash when the client does not have a bank account, and transmission of all data for execution to the branch or the bank’s head office;
5.Direct debit administration operations: receiving and processing payment documents and transmitting all data for execution to the branch or the bank’s head office, based on contracts concluded and/or managed by the branch;
6.Operations for servicing bank cardholders, including through POS terminals installed at the agency’s premises: cash withdrawal, cash deposits, enabling card payments, receiving and processing documents and data related to the opening of card accounts, card issuance, etc.;
7.Provision of money remittance services, based on contracts concluded and/or managed by the bank with money remittance systems;
8.Provision of consultancy services stipulated in the license issued to the bank;
9.Operations for receiving, processing and issuing documents and information necessary for granting and monitoring loans, carrying out actions for loan repayment (recovery) and other bank claims, as well as performing other customer-related operations;
10.Provision of bancassurance agent services, based on contracts concluded and/or managed by the branch.
We look forward to welcoming you at ProCredit Bank!