Become a ProCredit Bank client - 100% online

Access ProDigital directly from your phone or computer, without going to the bank.


See the benefits of the Platinum set
  • Monthly maintenance: 100 MDL
  • 3 current accounts: MDL, USD, EUR – accessible with a single card
  • Visa Platinum Card connected to all current accounts, with the main account in MDL
  • 3 savings accounts (Flex Save) – MDL, USD, EUR, with unlimited access and attractive interest rates
  • Pro Banking and Mobile Banking – 24/7 access to your accounts
  • Free SMS notifications
  • Free national payments
  • Google Pay and Apple Pay
  • 24/7 cash deposits at ProCredit Bank ATMs
  • Free cash withdrawals – unlimited in Moldova
  • Lending services on advantageous terms
  • Access to airport lounges*
  • Travel insurance and international health insurance. Details.
  • Fast Track service. Details.
  • Cash Back from partners. Details.

*Mandatory conditions for access to Lounge Areas:

Starting from 01.04.2026, two entries per year to airport lounges will be allowed. For access to the Lounge Area, cumulative purchases, including online, of at least 9,000 MDL* made on the card within the last 30 + 5 days prior to the date of the lounge visit are required.

*The total value of payments to merchants must reach at least 9,000 MDL within the last 35 days (30 eligible days + 5 days with non-eligible transactions in processing). Cash withdrawals, transfers between cards/accounts, deposits, or other operations that do not represent payments to merchants are not taken into account.

Download the Visa Airport Companion app from App Store or Google Play and register your card. Or you can use the Visa Concierge chatbot to obtain the digital subscription. Details. 

 


See the benefits of the Classic set
  • FREE monthly maintenance
  • 3 current accounts: MDL, USD, EUR – accessible with a single card
  • Visa Classic Card connected to all current accounts, with the main account in MDL
  • 3 savings accounts (Flex Save) – MDL, USD, EUR, with unlimited access and attractive interest rates
  • Pro Banking and Mobile Banking – 24/7 access to your accounts
  • Free SMS notifications
  • Free national payments
  • Google Pay and Apple Pay
  • 24/7 cash deposits at ProCredit Bank ATMs
  • Free cash withdrawals – first 3/month from any bank in Moldova

ELIGIBILITY CONDITIONS

  • You are a citizen of the Republic of Moldova and at least 18 years old;
  • You hold a valid identity card/bulletin issued by the authorities of the Republic of Moldova;
  • You have a stable internet connection and a compatible device (computer, tablet, smartphone);
  • You do not use VPN or proxy services;
  • You are not a Politically Exposed Person (PEP) and you are not associated with a PEP;

    A Politically Exposed Person (PEP) is someone who holds or has held important public functions, such as ministers, parliamentarians, judges, or ambassadors within the last 12 months. PEP associates include family members and close relatives, according to art. 8¹, paragraph (4) of Law 308 from 22.12.2017.

  • You are not subject to FATCA regulations;

    FATCA (Foreign Account Tax Compliance Act) is a US law that helps prevent tax evasion. You are subject to FATCA if you are a US citizen or have tax obligations in the US.

  • You are not a fiduciary administrator;

    Fiduciary administrator – a person who receives assets from another person (founder) and manages them in the interest of the founder.

  • You are not already a client of ProCredit Bank.
  • To open a ProDigital account, you must have a phone number issued in one of the 43 eligible countries. See the list HERE.
MIA INSTANT PAYMENTS – FREE AND FAST TRANSFERS THROUGH PROCREDIT BANK MOBILE BANKING
  • Simplicity and accessibility – send or request money using only the beneficiary’s or sender’s phone number.
  • High flexibility – make instant payments by scanning a QR code or by opening a dedicated link directly from the mobile app.
  • Security and transparency – receive push notifications for every transaction, ensuring constant control over your operations.

ProCredit Bank Moldova presents the new MIA Instant Payments service — an innovative solution for individuals, enabling free, fast and secure transfers in Moldovan lei, at any time, both nationwide and between ProCredit Bank Moldova accounts, directly from the Bank’s Mobile Banking app.

To use MIA, you simply need to enable the option in the Mobile Banking app, and then access the special menu in Mobile Banking, where you choose the desired operation:

Instant Transfer (P2P): Send money quickly and effortlessly by selecting the beneficiary’s phone number and the transfer amount.

P2P Transfer Limits
Limit per transaction 5 000 MDL
Daily limit 25 000 MDL
Monthly limit 30 000 MDL
Minimum amount per transfer 1 MDL

Request to Pay (RTP): Initiate or accept instant transfers by entering the sender’s phone number. Maximum number of initiated requests per day: 10.

With MIA, making online transactions is now even easier!

Simply scan a QR code directly from the ProCredit Bank Moldova mobile app or access a dedicated link and make instant payments – simple, fast, and secure!

Discover the new options directly in the app and fully benefit from cashless transactions.

Request transfers via QR code directly from the app

Follow the instructions below for one of the two options to request a MIA transfer through the ProCredit Bank Moldova mobile app:

  • Via static QR code – with this option, the sender can transfer any amount within the transaction limits.
  • Via dynamic QR code (with details) – with this option, a fixed amount can be requested from the sender, within the transaction limits.

With MIA, making online transactions is now even easier!
Simply scan a QR code directly from the ProCredit Bank Moldova mobile app or access a dedicated link and make instant payments – simple, fast, and secure!

Online Payment Limits (QR / Link)
Limit per transaction 5 000 MDL
Daily limit 25 000 MDL
Monthly limit 30 000 MDL
Minimum amount per transfer 1 MDL

Discover the new options directly in the app and fully benefit from cashless transactions. Additionally, from the static QR code page, you can copy or share the automatically generated link, which can be sent to the sender via email or a messaging app. In this case as well, any amount can be sent, within the available transaction limits.

ATTENTION: To use the new MIA options, you need to update the ProCredit Bank Moldova mobile app from Google Play or the App Store.

You don’t need to worry about your transactions. You will receive push notifications on your mobile phone for each of them, directly in the ProCredit Bank Mobile Banking app. With MIA Instant Payments, your transfers are faster and easier than ever, for efficient and secure banking!

For more details about using MIA through the ProCredit Bank Mobile Banking app, access the User Guide available HERE.

Download the Mobile Banking app

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.


By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 


mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Save for the things that truly matter!

💰 Fixed-term deposit in EUR, MDL and USD, from 6 to 36 months.
✅ FIXED INTEREST RATE throughout the entire deposit term.
📈 Guaranteed returns of up to 3.00% EUR and 7.00% MDL.

Would you like more details about ProClassic?

Request information

ProClassic Offer

Annual interest rate for online deposits

Currency
6 months
12 months
25 months
36 months
MDL (min. amount 20,000)
  • 6 months: 5.75%
  • 12 months: 6.25%
  • 25 months: 7.00%
  • 36 months: 6.50%
EUR (min. amount 1,000)
  • 6 months: 0.75%
  • 12 months: 1.00%
  • 25 months: 1.75%
  • 36 months: 2.00%
USD (min. amount 1,000)
  • 6 months: 0.50%
  • 12 months: 0.75%
  • 25 months: 1.25%
  • 36 months: 1.50%

Annual interest rate for deposits opened at the counter

Currency
6 months
12 months
25 months
36 months
MDL (min. amount 20,000)
  • 6 months: 5.50%
  • 12 months: 6.00%
  • 25 months: 6.75%
  • 36 months: 6.25%
EUR (min. amount 1,000)
  • 6 months: 0.50%
  • 12 months: 0.75%
  • 25 months: 1.50%
  • 36 months: 1.75%
USD (min. amount 1,000)
  • 6 months: 0.25%
  • 12 months: 0.50%
  • 25 months: 1.00%
  • 36 months: 1.25%

Deposit Calculator

ProClassic Advantages

Automatic renewal upon expiration, for the same period.

Secure investments with a trusted bank.

Guaranteed profit with a fixed interest rate for the entire deposit period.

With the ProClassic deposit, you can be confident that you are making a profitable long-term investment of up to 36 months, in EUR, MDL, or USD.

And for flexible savings, allowing you to deposit and withdraw whenever you want, choose FlexSave!

FGDSB
 

Deposits of individuals and legal entities are guaranteed up to the coverage level of 200,000 Moldovan lei. For more details, we invite you to access the FGDSB brochure .

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.


By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 


mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

WHY CHOOSE AN ELECTRIC CAR?
  • Long-term savings – with an electric car, you save money on fuel and maintenance.
  • You protect the environment – electric cars reduce carbon emissions, contributing to a cleaner future.
  • Less noise – the electric motor is almost silent, giving you a quiet ride.

Our credit offer

  • Floating annual percentage rate

    10.25% - MDL (IRCC MDL + bank margin)

  • Duration

    Up to 60 months

  • Currency

    MDL

  • DAE*

    10.73% - MDL

* The Annual Percentage Rate (DAE) is 10.73% and was calculated based on a loan amount of 600.000 MDL for a term of 60 months. With an interest rate of 10.25%, the monthly payment is 12.822,00 MDL, and the total payable amount (the loan amount including all related costs) is 769.329,00 MDL.   

       
Offer valid until 19.10.2026

 

THE CLIENT IS RESPONSIBLE FOR REPAYING THE LOAN ON TIME AND IN FULL!

 

Interest rates can be viewed in the section Information Disclosure   

Fees
Issuance fee FREE
Application review fee FREE
Early closure fee FREE

Credit calculator

Choose the type, currency, amount and term of credit

MDL
months
799 730 MDL
10.25%
10.75%

25 798 MDL
700 000 MDL
floating

The calculation is approximate, based on the number of days in the calendar month and the average interest rate. You can obtain details about the criteria for increasing or decreasing the rate from a Bank consultant.

Loan conditions

You are a citizen of the Republic of Moldova, aged between 21 and 65 years (as of the date of the final loan maturity).

You receive income from self‑employed activities or dividends.

You are employed, with at least 6 months of continuous work experience.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.


By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 


mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Exchange rate for individuals for cash transactions

on the date of 28.09.2026

Currency Buy Sell NBM rate
EUR
20.0900 20.2800 20.2207
USD
17.6200 17.8200 17.7406

Exchange rate for card transactions

on the date of 28.09.2026

Currency Buy Sell NBM rate
EUR
19.9100 20.4100 20.2207
USD
17.4700 17.9700 17.7406

Become a client online

Choose the card that suits you best and apply quickly – directly from your phone or laptop. With ProDigital, everything is simple and transparent, without going to the bank!

More

Start with real benefits

With ProCredit Bank, you are rewarded from the very first step! Become a client now and enjoy bonuses of up to 400 MDL + 100 MDL monthly!

More

Get an advantageous loan

The Personal Needs Loan with a FIXED RATE finances your ideas more easily than you think! Get up to MDL 400.000 - fast and transparent.

More

Loan Calculator

Choose the type, currency, amount and term of credit

MDL
months
230 671 MDL
11.00%
11.57%

7 441 MDL
200 001 MDL
fixed

The calculation is approximate, based on the number of days in the calendar month and the average interest rate. You can obtain details about the criteria for increasing or decreasing the rate from a Bank consultant.

Announcements and News

Recommended

Get a Mortgage Loan

The shortest path to your new home with a mortgage loan from ProCredit Bank – Simple. Convenient. Transparent!

Open a FlexSave Account

Create your own savings plan with no limitations – deposit 24/7 and withdraw money without losing interest!

Get a Car Loan

Hit the road with a sustainable, efficient, and modern vehicle. Choose Eco, breathe easier!

Need help?

Contact Center

Call: 0800 000 10

For international calls:

+373 22 27 07 07

 

Monday – Friday: 08:00 – 18:00  
Saturday, Sunday and public holidays: 
09:00 – 18:00  

 

mda.office@procredit-group.com

SAVE FLEXIBLY AND SAFELY WITH PROCREDIT BANK
  • FlexSave allows you to deposit any amount you wish (with no minimum limit) via the ProCredit Bank mobile app.
  • You can withdraw any amount of your savings 24/7, quickly and directly from the app, without losing the interest earned.
  • Interest is calculated on the daily balance and paid monthly, ensuring a steady additional income with no effort.

Why choose FlexSave?

You benefit from an advantageous interest rate of 1.50% per year in MDL, 0.75% in EUR and 0.15% in USD.

ProCredit Bank is the only German bank in the Republic of Moldova.

You can deposit or withdraw money at any time without losing interest.

Deposit Calculator

Unlike traditional deposits, with FlexSave you create your own savings plan, because you can deposit and withdraw whenever you want via the ProCredit Bank mobile app.

And for savings of up to 36 months, in EUR, MDL, or USD, with a FIXED RATE, choose the ProClassic deposit! 

FGDSB
 

Deposits of individuals and legal entities are guaranteed up to the coverage level of 200,000 Moldovan lei. For more details, we invite you to access the FGDSB brochure .

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.


By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 


mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Subscribe to