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START FREE, WORK FREE!
 

In freelancing, delays mean postponed projects and lost opportunities. That is why ProCredit Bank offers you ProStart — a banking solution that can be accessed remotely, simply and efficiently, so you can focus on what truly matters: your work. See below the advantages you get.

Choose ProStart from ProCredit Bank!

Registration fee compensation
The bank covers the cost of the Extract from the State Register of Legal Entities (RSUD), issued by the Public Services Agency, of 110 MDL.

Free service package
Opening and maintenance of the package are free until 31.12.2026.

Visa Business Platinum Card
Free issuance of a Visa Business Platinum card in MDL, for fast and secure transactions.

Multi-currency savings account
You can open a savings account in MDL, EUR or USD, to manage your financial reserves more efficiently.

E-banking for quick access to funds
Managing banking operations online, from anywhere, without going to the bank.

Free domestic payments
Making domestic payments in normal regime at no additional cost.

Reduced fees for cash withdrawals with the card
Cash withdrawals at PCB ATMs with a favorable fee of only 0.25%.

Advantageous discounts from Visa Business
Access the dedicated Visa page.

Fast payments with Apple Pay and Google Pay
Pay simply and securely with your smartphone or smartwatch iOS or Android.

How to access the ProStart package?
 

1.
Register your independent activity
2.
Contact ProCredit Bank by filling in the form below or by calling 0800 000 10 (Monday - Friday 08:00 - 18:00, excluding public holidays)
3.
Open a dedicated account at ProCredit Bank
See the offer rules HERE

Frequently asked questions

A freelancer (independent entrepreneur) is a natural person who carries out economic activities on their own, without hiring other people. They can provide services or produce goods legally, in an organized and independent manner, without creating a company (LLC).

The following can be registered as independent entrepreneurs:

Individuals residing in the Republic of Moldova;
Persons who have reached the age of 18;
Persons who do not have employees;
Those who earn an annual income of up to 1.2 million MDL;
Those who operate in fields permitted by current legislation.

Starting January 1, 2026, the activity of independent workers (freelancers) is regulated by the “Freelancer Law.”

Registration can be done online via the Public Services Portal, the EVO App, or ASP.

The steps include completing the online application, signing digitally, and obtaining the IDNO code within 24 hours.

Online registration application with electronic signature;
Valid identity document;
Additional documents for regulated fields.

The tax regime is simplified:

15% single tax on income up to 1.2 million MDL;
35% for income exceeding this threshold;
Social and medical contributions are included in the single payment.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

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Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

WELCOME TO PROCREDIT BANK!
 

Become a ProCredit Bank client easily and comfortably. Open an account online via the ProDigital platform and enjoy benefits from day one – simple, fast, and without visiting a branch. Take the first step today towards smarter banking!

  • 100 MDL Welcome Bonus

    You receive the one-time bonus when you become a new client of the bank via ProDigital and open your first Visa card.

  • 200 MDL Bonus for big plans

    You receive the one-time bonus when, after opening an account, you take out a Personal Needs Loan or a Mortgage Loan, or open a ProClassic Deposit.

  • 100 MDL Monthly Bonus for purchases

    Make Visa card payments to merchants (online or in-store) of at least 4,000 MDL per month and receive a bonus every month.

ProCredit Bank welcomes you with a Welcome Bonus!

Become a client fully online via ProDigital and receive a bonus of up to 400 MDL, followed by another 100 MDL monthly during the campaign period, upon meeting the conditions.*

How can you benefit from the offer?

1 Open an account 100% online via the ProDigital platform by 31.12.2026.
2 Receive your bonus by the 15th of the following month.
3 Use the bank’s services in accordance with the campaign regulations and receive the remaining bonuses in your ProCredit Bank account.

Simple, Fast and 100% Digital!

OPEN AN ONLINE ACCOUNT NOW! 

Who is eligible? Resident individuals who have not held products with the Bank in the last 6 months.

Bonuses are transferred monthly, by the 15th of the following month. *For full details, please consult the Сampaign regulations. 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

VISA BUSINESS FROM PROCREDIT BANK - SECURITY FOR YOUR TRANSACTIONS!

 

For us, the security and efficiency of business transactions is a priority, which is why we offer you a card that meets the basic requirements of your business needs and is with you both in the country and abroad.

Accessibility and security

  • Access to funds 24/7 anywhere in the country and abroad

  • Secure online transactions through the Verified by VISA service

  • Possibility to add the card to Apple Pay and Google Pay digital wallets

  • High security thanks to the built-in microprocessor

  • Card made from recycled plastic, making it more eco-friendly

Modern technologies for secure transactions anywhere in the world and 24/7 access to funds, all in a single card.

DISCOVER ALL THE BENEFITS OF A CARD DESIGNED SPECIFICALLY FOR BUSINESS - THE FULL RANGE OF SERVICES AT YOUR DISPOSAL 24/7, IN THE COUNTRY AND ABROAD.

Flexibility in managing funds

  • Tracking business transactions

  • Automatic currency conversion for payments made abroad

  • Possibility to attach multiple accounts to a single card

  • Managing funds from the current account, within the available balance, both through contactless technology at POS terminals and through direct contact

Flexibility for easy management of funds and expenses, with adaptable options for national and international payments.

DISCOVER ALL THE BENEFITS OF A CARD DESIGNED SPECIFICALLY FOR BUSINESS - THE FULL RANGE OF SERVICES AT YOUR DISPOSAL 24/7, IN THE COUNTRY AND ABROAD.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

A TRUSTED PARTNER FOR YOUR BUSINESS!

 

Choose the Visa Business card from ProCredit Bank - a secure and efficient solution for your business transactions. We offer you mobility and 24/7 access to your funds, in line with the highest banking security standards.

Accessibility and security

  • Access to funds 24/7 anywhere in the country and abroad

  • Secure online transactions through the Verified by VISA Business service

  • Possibility to add the card to Apple Pay and Google Pay digital wallets

  • High security thanks to the built-in microprocessor

Modern technologies for secure transactions anywhere in the world and 24/7 access to funds, all in one card.

DISCOVER ALL THE BENEFITS OF A CARD DESIGNED SPECIFICALLY FOR BUSINESS - THE FULL RANGE OF SERVICES AT YOUR DISPOSAL 24/7, IN THE COUNTRY AND ABROAD.

Flexibility in managing funds

  • Tracking business transactions

  • Automatic currency conversion into the local currency for payments made abroad

  • Possibility to link multiple accounts to a single card

  • Managing funds from the current account within the available balance, both via contactless technology at POS terminals and through direct card contact

Easy management of funds and expenses, with flexible options for domestic and international payments.

YOUR VISA PLATINUM BUSINESS CARD FROM PROCREDIT BANK - PREMIUM BANKING, A SEAMLESS EXPERIENCE - ANYWHERE IN THE WORLD!

Exclusive benefits

  • Unlimited Fast Track in international airports

  • Free access to airport lounge zones*

    For clients with monthly payments of at least MDL 9,000 – unlimited access. For clients with monthly payments below MDL 9,000 – two free visits per year, while the third visit is paid for by the client.

  • Travel insurance**

  • Access to offers and various discounts at cis.visa.com

Exclusive access to premium services, special airport privileges, travel insurance, and 24/7 assistance.

*Mandatory Conditions for Access to Airport Lounge Areas:

Starting from 15.07.2026, access to airport lounges will be granted under the following conditions:
 

  • Cardholders who maintain an average monthly spend of at least MDL 9,000 qualify for unlimited complimentary lounge visits. Details are available on the Visa website.
     
  • Cardholders whose average monthly spend is below MDL 9,000 are entitled to 2 complimentary visits during the applicable period, while the third visit is charged to the client. Details are available on the Visa website.


ATTENTION: Cash withdrawals, transfers between cards/accounts (P2P/A2A), card/account top-ups, payments for services, utility bills, or other transactions that do not represent merchant purchases are not taken into account.


To check your eligibility and activate lounge access, download the Visa Airport Companion app from the App Store or Google Play and register your card. Alternatively, you can use the Visa Concierge chatbot to obtain a digital membership.

** For information about travel insurance, click HERE.
For detailed information about Fees and Charges, click HERE.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

PROBUSINESS – INNOVATIVE BANKING FOR STARTING YOUR BUSINESS!

At ProCredit Bank, we know how important efficient banking is when launching your business. That is why we offer you the ProBusiness package, specially designed for a smart start!

  • Visa Business Contactless card

  • Savings accounts with 24/7 access

  • First 12 months - free maintenance

  • ProBanking remote banking system

  • Three current accounts

  • Use of electronic signature for banking operations

Simplify your operations and save time with the ProBusiness package from ProCredit Bank — a complete solution for entrepreneurs who want more control and efficiency in financial management.

IF YOU ARE WONDERING WHAT WE CAN OFFER TO INNOVATIVE ENTREPRENEURS, THE ANSWER IS PROBUSINESS! 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

CHOOSE PROBUSINESS PLUS!

Banking dedicated to your business helps you save time and improve its performance. Choose the ProBusiness Plus package from ProCredit Bank and benefit from top-tier banking services for your business. Discover below the complete set of benefits you can enjoy!

  • First 3 months – free maintenance.

  • Unlimited current accounts.

  • Visa Platinum card.

  • Savings accounts with 24/7 access.

  • ProBanking remote banking system.

  • Use of electronic signature for banking operations.

ProBusiness Plus is an excellent choice for entrepreneurs who want to optimize their financial processes and improve business performance. The package offers advanced digital tools and top benefits for efficient and simple management of financial resources.

HIGH-QUALITY BANKING FOR YOUR BUSINESS HELPS YOU SAVE TIME SO YOU CAN FOCUS ON GROWING YOUR BUSINESS — CHOOSE PROBUSINESS PLUS WITH CONFIDENCE! 

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

MANAGE YOUR BUSINESS LIQUIDITY SMARTLY!

 

Choose a flexible solution for efficient management of the company’s funds and save smartly without limiting access to them.

  • Interest is paid monthly to your current account.

  • Interest rate of 1.50% per year in MDL, 0.50% in USD, and 0.50% in EUR.

  • Opening and maintenance of the savings account are free of charge.

  • Possibility of unlimited deposits and withdrawals.

  • Access to the funds in your savings account via ProBanking.

Unlike deposits, the Flexibil Savings Account does not impose limits on investing available funds, offering unlimited possibilities for additional deposits and withdrawals. For information on fees and commissions, click HERE.

FGDSB
 

Deposits of individuals and legal entities are guaranteed up to the coverage level of 200,000 Moldovan lei. For more details, we invite you to access the FGDSB brochure .

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

KEEP YOUR CAPITAL SAFE AND BENEFIT FROM FLEXIBILITY!

 

The Flexibil Deposit Account is a safe and advantageous tool for managing your business’s available liquidity in MDL, EUR, or USD.

  • Available in MDL, EUR, and USD

  • Can be opened for a fixed period between 3 and 25 months

  • Security of funds - 100% foreign capital and stable shareholders from Germany

  • Attractive interest rate, tailored to the selected currency and term

  • Interest is paid monthly into the current account - quick access to income

  • No opening or administration fees

The Flexibil Deposit Account offers more than just a way to save – it is a secure option, with a competitive interest rate paid monthly directly into your current account, and supported by the stability of a bank with German capital. For information about fees and commissions, click HERE.

Deposit (floating rate)

 

Currency Minimum amount 3 months 6 months 12 months 25 months
MDL from 100 000 MDL 3.50% 3.50% 4.50% 4.50%
EUR from 5 000 EUR 0.50% 0.50% 1.50%  
USD from 5 000 USD 0.50% 1.00% 1.50%  

Deposit (floating rate)

 

MDL – from 100 000 MDL

  • 3 months: 3.50%
  • 6 months: 3.50%
  • 12 months: 4.50%
  • 25 months: 4.50%

EUR – from 5 000 EUR

  • 3 months: 0.50%
  • 6 months: 1.00%
  • 12 months: 1.25%

USD – from 5 000 USD

  • 3 months: 0.50%
  • 6 months: 0.50%
  • 12 months: 1.50%
FGDSB
 

Deposits of individuals and legal entities are guaranteed up to the coverage level of 200,000 Moldovan lei. For more details, we invite you to access the FGDSB brochure .

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

Formulare pentru clienţi persoane juridice
Formulare pentru clienți persoane fizice
Ghidul utilizatorului pentru aplicația Mobile Banking Persoane fizice

The Salary Project from ProCredit Bank offers you an efficient and secure solution for salary payments. Employees benefit from a Visa card with immediate access to funds, worldwide payments, and banking services provided by a German-owned financial institution.

Why choose the payroll project from ProCredit Bank?

  • Multi-currency card

    One card, three currencies: MDL, EUR, and USD.

  • Cash withdrawals from any ATM

    Unlimited withdrawals at ProCredit Bank ATMs, 3 free monthly withdrawals at other banks’ ATMs in Moldova.

  • Discounts on employee loans

    More favorable conditions for mortgage loans.

  • ProManager for employees

    An exclusive benefit offered to managers and key specialists from ProCredit Bank partner companies.

  • Zero fees for utilities

    Utility payments with no additional costs.

  • Free notifications in the mobile app

    Control and transparency for all important transactions.

  • Monthly Raffle “Double Your Salary with ProCredit Bank”

    Take part in the monthly “Double your salary with ProCredit Bank” raffle for a chance to win a prize equal to your salary.

Because you get much more than just a card — you benefit from advantages that make your financial transactions simpler and more convenient.

How to open a salary project

  • Open a current account at ProCredit Bank and sign the service agreement.

  • Your employees open current accounts at ProCredit Bank and complete the applications for issuing bank cards.

The implementation of the payroll project is a simple and well-structured process that ensures a fast and efficient transition to modern salary payments through bank accounts and cards.

Would you like to find out more information?

Fill in the form and a bank specialist will contact you as soon as possible.

By checking the box and clicking the Submit button, I hereby expressly agree to the processing of the data entered on this page and confirm that I have read and accept the ProCredit Bank Privacy Policy. 

 

ProCredit Bank is not liable for incorrectly entered data in the form.

CAPTCHA

Do you have a question?


Call: 0800 000 10

For international calls:
+373 22 27 07 07

 

mda.office@procredit-group.com
 

Working hours:

Monday-Friday: 08:00-18:00  
Saturday, Sunday and public holidays: 09:00-18:00

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