Rate procentuale LIBOR / EURIBOR / TDA / AIR / SOFR / IRCC / IRCB:
| Rata procentuală | din 15.04.2026 | din 15.05.2026 |
|---|---|---|
| LIBOR 6M USD | 5.7623% | 5.7623% |
| EURIBOR 6M EUR | 2.1280% | 2.4750% |
| AIR 6M MDL | 3.53% | 3.58% |
| Rata procentuală | din 20.04.2026 | din 20.05.2026 |
|---|---|---|
| AIR 6M USD | 0.65% | 0.64% |
| 6M Termsofr USD | 3.7000% | 3.6842% |
| NEW Euribor 6M EUR | 2.4750% | 2.5240% |
| IRCC MDL | 5.79% | 5.61% |
Atragem atenția asupra faptului că ratele procentuale LIBOR 6M USD / AIR 6M USD / EURIBOR 6M EUR / TDA 9M MDL / AIR 6M MDL / TERM SOFR / IRCC / IRCB sunt rate variabile şi se modifică odată la 6 luni. Prin urmare, clienții a căror rată la credit este variabilă şi ataşată la LIBOR 6M USD / AIR 6M USD / EURIBOR 6M EUR / TDA 9M MDL / AIR 6M MDL / TERM SOFR / IRCC / IRCB, vor avea rate procentuale noi, iar graficul de rambursare va fi revizuit.
Rata LIBOR 6M USD este folosită pentru a calcula rata procentuală la creditele cu termen mai mare de 1 an, care au fost debursate în dolari SUA sau indexate în Lei (pentru creditele eliberate până la data de 14 martie 2022).
Rata AIR 6M USD este folosită pentru a calcula rata procentuală la creditele, care au fost debursate în dolari SUA sau indexate în Lei (pentru creditele eliberate în perioada 15.03.2022 -11.06.2023).
TERM SOFR este folosită pentru a calcula rata procentuală la creditele, care sunt debursate în dolari SUA sau indexate în Lei (pentru creditele eliberate începând cu data de 12 iunie 2023).
Rata EURIBOR 6M EUR este folosită pentru a calcula rata procentuală la creditele cu termen mai mare de 1 an, care au fost debursate în EURO, sau indexate în Lei.
TDA 9M MDL este folosită pentru a calcula rata procentuală la creditele debursate în Lei, pe un termen mai mare de 1 an (pentru creditele eliberate pînă la data de 27 iunie 2016).
AIR 6M MDL este folosită pentru a calcula rata procentuală la creditele debursate în Lei (pentru creditele eliberate începînd cu data de 15 ianuarie 2017).
Rata IRCC MDL este indicele de referință credite consumatori este utilizată pentru a calcula rata procentuală la creditele debursate în monedă națională (pentru creditele eliberate începînd cu data de 01 august 2023).
LIBOR (London Interbank Offered Rate) este rata medie procentuală la creditele debursate pe piața internațională. LIBOR este cel mai frecvent indicator al ratelor procentuale în lume, pe termen scurt, fiind calculat de către Asociația Bancherilor Britanici.
AIR 6M USD este media pentru ultimele 6 luni a costului financiar al fondurilor atrase de către Bancă în USD (costul cheltuielilor din dobânzi, comisioane, inclusiv cele ce țin de garanțiile financiare aferente fondurilor respective, dacă există), calculată de către Departamentul Finanțe pentru luna precedentă.
TERM SOFR este rata de referință cu maturitatea de 6 luni, publicată de către Grupul CME (Chicago Mercantile Exchange) desemnat ca administrator pentru calcularea și publicarea ratelor TERM SOFR. Aceasta, reprezintă un set zilnic de estimări anticipative ale ratei dobânzii de referință în dolari americani.
EURIBOR (European Interbank Offered Rate) este rata minimă sau de bază la creditele debursate pe piaţa europeană. Indicatorul de referinţă este calculat de Federația Europeană Bancară, care reprezintă interesele instituțiilor de creditare în ţările din zona Euro, precum și Islanda, Norvegia, Elveția și Asociația Piețelor Financiare.
TDA 9M MDL este rata dobânzii la depozitele la termen de 9 luni în MDL la ProCredit Bank
AIR 6M MDL este media pentru ultimele 6 luni a costului financiar al fondurilor atrase de către Bancă în MDL (costul cheltuielilor din dobânzi, comisioane, inclusiv cele ce țin de garanțiile financiare aferente fondurilor respective, dacă există), calculată de către Departamentul Finanțe pentru luna precedentă.
IRCC MDL reflectă ratele medii ponderate ale dobânzilor la depozitele noi atrase în monedă națională, cu maturitatea de 6-12 luni, în sistemul bancar național total.
💳📲 A NEW MOBILE BANKING EXPERIENCE!
Coming soon: the new ProCredit Bank mobile app, designed for a simpler and more efficient banking experience, so you can access banking services more easily and manage your finances with greater flexibility, directly from your phone.
Everything you need for mobile banking, in one single app.
Payments and transfers
Pay merchants or make transfers in seconds, safely and conveniently.
Online deposits
Open term deposits directly in the app, without visiting the bank.
Currency exchange
Exchange currencies quickly, at attractive rates with no hidden fees.
Utility payments
Pay your utility bills directly from your phone, without going to the counter.
Accounts and balance
Check your balance and transaction history in real time for all your accounts.
Card management
Instantly block, unblock, or set limits for your cards.
Your money’s security — our priority!
The new app is built for an intuitive and secure experience, giving you full control over your money and cards directly from your smartphone.
Full control over your card
Manage your card features directly in the app, quickly and without visiting the bank.
✓
Instantly block or unblock your card directly in the app.
✓
Set usage limits according to your needs.
✓
Full control via the new mobile app.
Fast and secure authentication
Access the app using a PIN code, fingerprint, or Face ID.
Advanced data protection
Our security technologies ensure top-level protection of your data and funds.
Attention!
The new ProCredit Bank mobile app will be available to download for free only from the official App Store (iOS) and Google Play (Android).
SAVE SMART AND ECO-FRIENDLY
Use the calculator below to quickly find out how much you can save and how sustainable your driving can become by choosing an electric vehicle. The tool compares the costs and emissions of a conventional car with those of an electric vehicle and provides you with a clear estimate tailored to your driving style.
And with ProCredit Bank, you can quickly and conveniently get a Car Loan to hit the road today - sustainably and worry-free. See details HERE.
Electric Vehicle Savings Calculator
Select the fuel type of your conventional vehicle
Conventional vehicle
Electric vehicle
🌿 Annual savings
Financial
-- MDL
CO₂ reduction
-- kg
Results shown are approximate. For more accurate figures, enter current prices by clicking the Advanced button.
Edit prices
MDL/L
MDL/L
MDL/kWh
Do you have a question?
Call: 0800 000 10
For international calls:
+373 22 27 07 07
mda.office@procredit-group.com
Working hours:
Monday-Friday: 08:00-18:00
Saturday, Sunday and public holidays: 09:00-18:00
YOUR VISA CARD FROM PROCREDIT BANK
With this card, you will have 24/7 access to your money. You will be able to perform transactions at any ATM and POS terminal, make payments to merchants and online wherever the Visa logo is accepted. Thanks to the Contactless functionality, the card allows you to pay for purchases at merchants both with contact and contactless using the chip (at POS terminals that display the Visa payWave symbol).
To use your card safely, please consider the following:
Card elements
SIGNATURE
When you receive your card, you must sign on the back, in the designated white space, without exceeding the marked lines.
PAN
The card number made up of 16 digits, embossed on the front side of the card.
CVV2
A 3-digit identification code located on the back of the card, next to the signature strip. You will need to enter this code when making online purchases.
PIN code
A secret 4-digit combination initially received via SMS, representing your personal card identification code. When creating a new PIN, we recommend not using easily guessable combinations, such as the last digits of your phone number or your date of birth.
Obtaining the PIN code
Using this card requires a PIN code. To obtain your PIN code, from the phone number registered in the Bank’s information system, send an SMS containing the last four digits of your card to 8010. You will receive an SMS with your card’s PIN code.
For security reasons, we recommend memorizing the PIN code and then deleting the SMS. Afterwards, you can change the PIN at a ProCredit Bank Moldova ATM by selecting the option “Change PIN” (this service is free of charge). When prompted, enter the default 4-digit PIN from the SMS you received and memorized, after which you will be asked to create a new PIN code to be used going forward.
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Card security
Attention! These codes must be kept confidential and inaccessible to others. DO NOT store your PIN on any electronic device, do not keep it together with the card and do not write it on the card. Under no circumstances should you share your card details (including with Bank employees), such as PAN, PIN or CVV2. Carefully read messages received from the Bank and do not share SMS confirmation codes for transactions with third parties.
Be cautious when entering your card details or confirmation codes during online transactions and verify the authenticity of the websites you access.
Avoid using your card for payments on websites that ask you to provide card details via phone or email, on social networks, betting websites, etc.
Loss / Theft
If your card has been lost or stolen, or if your card’s confidential data has been disclosed, contact the Bank immediately at the following phone numbers: 0800 000 10 or +373 22 27 07 07. Working hours: Monday – Friday, 08:00 – 18:00, except public holidays.
You can also block your card самостоятельно via ProBanking or the Mobile Banking application (for individuals only).
Secure online payments
When accessing a secure website, the address bar changes from “http” to “https”. This confirms that the website has a security certificate (SSL). Check the address bar to ensure the company is legitimate and that any information you enter is encrypted.
Recommendation: Make sure your device’s antivirus software is up to date before performing any online transaction.