Advantages:

• preferential interest rates
• long terms – from 2 to 15 years
• your investment project is fully financed; no additional investments necessary
• fast loan approval
• flexible approach to collateral

Purposes:

• working capital
• purchase of equipment and machinery
• purchase or construction of office space
• combinations of the above 

Basic conditions:

• Loans are extended in EUR or USD for a period ranging from 2 to 15 years
• Your enterprise must be autonomous¹ and must fall into the small or medium category
• Your investment project must meet certain requirements established by European Investment Bank².

1. A company is considered autonomous if:

• it is completely independent, meaning that no other company holds stock or voting rights,or
• up to 25% of its share capital is held by another company, or
• 25% or more of its share capital is held by another company, but the total number of employees of these two companies does not exceed 250. 
  

2. To meet the requirements of European Investment Bank, investment projects shall be carried out by small and medium businesses, residents, legal entities and private clients, who run their business without any restraints and meet all basic criteria.  
 

Note: Types of activity and projects not eligible for financing through ProCredit Bank and European Investment Bank here.

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ProCredit Bank – a bank you can count on.