Life is a constant stream of challenges, opportunities and responsibilities. Because we tend to get distracted by our daily lives, we often forget to think about the future.  

At ProCredit Bank, a German bank, we live for today, but at the same time, we also believe in making plans for tomorrow in order to ensure the financial stability of our families. Savings play a significant role when it comes to planning our futures.

A deposit account with a trustworthy bank not only makes it possible for you to work towards purchasing your own home, for example, or towards achieving other financial goals, but it also enables you to take advantage of professional financial advice during unforeseen situations. A deposit account has many other benefits:

• Keeping your money at home is risky. At ProCredit we guarantee the safety of your money. Our institution is supervised by the German Federal Financial Supervisory Authority (BaFIN) and has shareholders from Germany and the Netherlands, thus making us a stable and secure financial institution. You can ensure the safety of your money at no cost - ProCredit Bank charges no commission or maintenance fees for deposit accounts.
• The value of your money does not increase when hidden under a mattress. In fact, it does exactly the opposite – it diminishes. Your savings grow day by day at ProCredit Bank, as we offer an annual interest rate of 9%.
• ProCredit Bank values transparency and objectivity. For this reason, the interest rate we offer our customers remains the same throughout the deposit period, regardless of fluctuations in the foreign exchange market or other circumstances. Our customers know what interest rate applies to their deposit account and the amount they will receive upon maturity. This makes it possible for them to plan their budgets in advance.

In order to show its customers appreciation for their loyalty and trust, ProCredit Bank launched a client loyalty programme. In addition, the bank has special account opening offers for retirees when they open deposit accounts, as these members of society serve as an example to the younger generation when it comes to saving.

• When you open a deposit account at ProCredit, you contribute directly to the development of agriculture and industry in Moldova. ProCredit Bank focuses on extending loans to very small and small enterprises, agricultural producers, manufacturers, etc. The savings of a country’s population serve as a source of direct financing and development for the national economy. Approximately 30,000 Moldovans keep their savings at ProCredit Bank and thus contribute to the development of thousands of enterprises, which aside from creating new jobs, produce services and goods “made in Moldova” and exported abroad.

From the very beginning, ProCredit Bank has launched campaigns and initiatives to encourage a savings culture in the Republic of Moldova. The institution currently ranks 8th in the Moldovan banking system. Its deposit portfolio amounts to USD 113 million.

“It’s very important for me to know that the shareholders of ProCredit Bank are international – German, and that a part of the bank’s mission is to foster a savings culture. I am sure that my money is safe at ProCredit Bank”, Mr. Anatol Scovorodin, depositor.

More than two million people trust the banks of the ProCredit group worldwide. The savings of its clients are safe at all times. ProCredit Bank is always ready to fulfil its obligations to its depositors.

ProCredit Bank. A German bank you can count on.

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ProCredit Bank is an international bank with 100% foreign capital and with shareholders exclusively from Germany and the Netherlands: ProCredit Holding, Germany (82.05%); KfW, Germany (14.1%); and DOEN Foundation, the Netherlands (3.81%). The bank is part of the international ProCredit group, which operates in 21 countries in Eastern Europe, Latin America as well as in Germany.

ProCredit Bank is a stable institution dedicated to the long-lasting development of very small, small and medium-sized enterprises. We aim to play a role in the development of these enterprises by investing the time to truly understand their needs and by providing banking services which are tailored to the specifics of our clients’ businesses.

ProCredit Bank offers a wide range of secure, simple and accessible banking services. We believe that saving is essential for a stable future, which is why we pay special attention to fostering and developing a savings culture among our clients.

ProCredit Bank aims to set new quality standards for its services. Furthermore, by offering these services in a transparent and open manner, we are contributing to the public’s growing trust in banks.

For additional information, please contact the bank’s PR Specialist, Eliza Frunza: Telephone: 022-836-431, e-mail: e.frunza@procreditbank.md  

ProCredit Bank, August 14, 2014. All rights reserved.